An Overview of Auto Warranties

Stethoscope and car on the wooden table, Concept of car check-up, repair and maintenance.

If you’re like most people, when you buy a new car, one of the first things you do is sign up for an auto warranty. After all, it’s protection against costly repairs down the road, right? Not necessarily.


What is an auto warranty and what does it cover?

When considering an auto warranty, it’s important to make sure that you’re asking all the right questions. What is an auto warranty? How can I know which warranty companies are legit? Is CarShield legit? What about other warranty providers?

Most new cars come with an auto warranty, which is a contract between the manufacturer and the buyer that covers certain repairs or services. The length of the warranty varies by manufacturer, but it is typically for three years or 36,000 miles, whichever comes first.

Some warranties also have mileage limits for specific components, such as the powertrain. The covered repairs or services also vary by warranty, but they typically include engine, transmission, and electrical system repairs.

Bumper-to-bumper warranties are the most comprehensive, covering just about everything except for normal wear items like brakes and tires.

Some warranties also cover towing and rental car costs if your car needs to be towed or you need to rent a car while yours is in the shop.

Auto warranties can provide peace of mind in case of unexpected repairs, but it is important to understand what is and is not covered before you purchase a car.

The different types of warranties available

Different types of auto warranties come with different benefits. The most common type is the manufacturer’s warranty, which covers repairs or replacements that are needed due to defects or normal wear and tear.

Some manufacturers offer extended warranties, which provide coverage for a longer period of time or for specific parts of the vehicle.

There are also aftermarket warranties, which are offered by companies other than the manufacturer and can provide coverage for used vehicles or vehicles with high mileage.

Finally, there are service contracts, which are similar to warranties but typically cover only preventive maintenance and repairs.

No matter what type of warranty you choose, it is important to read the fine print carefully in order to understand what is covered and what is not.

How to choose the right warranty for your car

When you are looking for an auto warranty, it is important to do your research to make sure you are choosing a legitimate company. There are a few things you can look for to help you determine if a company is legitimate.

  • Check to see if the company is licensed and insured.
  • Read reviews from other customers to see what their experience has been.
  • Contact the company directly and ask any questions you may have. If the company is legitimate, they should be able to answer your questions without any hesitation.

By doing your research, you can be sure you are choosing the right auto warranty for your car.

What to do if you need to make a claim

Many people are unaware of their rights under an auto warranty, assuming that they will never need to use it. However, if your car develops a covered problem, understanding how to file a claim can save you a lot of time and money.

The first step is to review your warranty carefully to make sure that the problem is indeed covered.

Once you have determined that the issue is covered, the next step is to contact the dealership or manufacturer and schedule an appointment for repairs. In most cases, you will be responsible for paying a deductible, but the rest of the cost will be covered by the warranty.

If you have any trouble getting the problem resolved, you can also contact your state’s attorney general’s office or the Better Business Bureau.

The cost of auto warranties

Auto warranties can vary greatly in cost, depending on the make and model of the vehicle as well as the length and coverage of the warranty. For example, a basic warranty on a new Toyota Camry might cost around $600, while a more comprehensive warranty on a luxury Mercedes-Benz could cost upwards of $2,000.

In general, it is important to consider both the length of the warranty and the coverage when deciding how much to spend. A longer warranty will obviously cost more, but it may be worth the investment if it provides peace of mind.

Similarly, a warranty with more comprehensive coverage will also be more expensive, but it could save money in the long run if it covers major repairs.

Ultimately, the best auto warranty is one that fits both the budget and the needs of the individual driver.

Tips for maintaining your car’s warranty

Many people are unaware of the fact that there are certain things you can do to help maintain your car’s warranty. First and foremost, it is important to keep up with scheduled maintenance as outlined in your car’s owner’s manual. This may include things like oil changes, tire rotations, and engine tune-ups.

In addition, be sure to keep all receipts and records of maintenance in a safe place. If you ever have to file a warranty claim, you will need to show proof that you have been keeping up with the required maintenance.

Finally, be sure to read over your warranty carefully so that you are aware of what is and is not covered. By following these simple tips, you can help ensure that your car’s warranty remains valid.

Now that you understand the different types of car warranties available, what’s important to look for when purchasing coverage, and how to file a claim, you can confidently choose the best policy for your needs.

Remember to compare rates from several providers before making a decision and be sure to read the fine print so you know exactly what is and isn’t covered. And if you do experience an issue with your vehicle, don’t hesitate to reach out for help – most reputable warranty companies have excellent customer service teams who are happy to assist.