SalonCentric Credit Card: Why To Choose?

saloncentric credit card

Saloncentric credit card – Are you a beauty professional looking for a credit card that caters to your needs? Look no further. The SalonCentric Credit Card is designed with you in mind. In this article, we will talk about why this card is a fantastic choice for those in the beauty industry.

What Is the SalonCentric Credit Card?

The SalonCentric Credit Card is tailor-made for beauty professionals. However, remember that it is exclusively available to those in the beauty industry, so if you are not a pro, this card is not for you. When applying, you must provide your beauty license and credit card details.

Why Should You Consider It?

Here are three reasons:

Rewards: 4% Store Credit

  • When you use the SalonCentric Credit Card, you earn 4% store credit on all your purchases. That is higher than what other beauty credit cards typically offer. For comparison, the Cosmoprof Credit Card needs to improve in this department.
  •  This 4% reward rate is a critical bonus, especially for equipment and supplies purchases in the razor-thin-margin salon business.

First Purchase Discount: 20% Off

  • As a welcome gift, you get 20% off your first purchase when you open an account with the SalonCentric Credit Card. The discount applies to a maximum purchase of $250.
  •  Imagine snagging professional beauty products at a discounted rate right from the start.

No Annual Fee

  • Unlike some credit cards, the SalonCentric Credit Card does not burden you with an annual fee. That is a win for your wallet.

Pros and Cons


  • 4% store credit at SalonCentric.
  •  20% one-time discount on your first purchase (up to $250).
  •  No annual fee
  •  Issued by Comenity Bank (now called Bread Financial), a reputable credit card issuer.


  • High APR: The annual percentage rate (APR) is quite steep at 29% variable.
  •  Limited Usage: You can only use the card at Salon Centric stores.
  •  Expiration Dates: Points must be redeemed within 365 days, and rewards certificates expire at the end of the following month.


The SalonCentric Credit Card gives you 4% back on all your SalonCentric purchases. For every 250 points you earn, you will receive a $10 reward. Remember to pay off your balance each month to avoid high-interest charges.

Remember, this card is specifically designed for beauty professionals, so it is worth considering if you are in the industry.

Some Questions

What Is the Credit Limit and APR?

The credit limit and Annual Percentage Rate (APR) for the SalonCentric Credit Card may vary based on your creditworthiness. It is important to check the specific terms when applying.

Is My Data Secure?

Yes, the data you collect during the credit card application process is kept safe. Comenity Capital Bank ensures the security of your information.

Where Can I Make Payments?

You have multiple options:

  • Online platform: Log in to to make or schedule payments.
  •  Phone Service: Call 1-855-823-7001 (TDD/TTY: 1-888-919-1918).
  •  Mail Service: Send payments to Comenity Capital Bank, PO Box 650971, Dallas, TX 75265-0971.